高级英语对话 第 289 课：买二手车-1

A: I am buying a used car and don't know much about financing it.
B: I can help you. Do you have a down payment?
A: Yes, I have saved up three thousand dollars for a down payment.
B: Good, because you will not be able to get a loan without putting some money down on the car.
A: I don't know where exactly to get a loan.
B: Other than friends or family, you can go to a bank, credit union, or use the dealer financing if you bought the car off of a car lot.
A: What is the best choice for financing?
B: It depends. The worst financing deal is usually at the dealer, but they will oftentimes give you a loan when a bank turns you down.
A: What do I need to have with me when I apply for the loan?
B: You will need a recent pay stub and a copy of the pink slip for the car. Before the loan is complete, you will need to show proof of insurance. Good luck!